Traffic Violation Points & the Impact on Your Car Insurance
In North Carolina, insurance companies follow the Safe Driver Incentive Plan (SDIP). Drivers who are convicted of moving traffic violations or are charged with causing an accident will be charged higher premiums in accordance with their driving records. SDIP points are charged as follows for convictions and at-fault accidents during a three-year period:
Offenses North Carolina Lists for Insured Drivers to Receive Insurance Points 12 Points
10 Points
8 Points
4 Points
3 Points
2 Points
1 Point
0 Points
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Points Percentage Increase
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